/image%2F5196366%2F20201217%2Fob_832ddf_corona-insurance-policy.jpg)
The year 2020 will be reminisced as a critical time in history. Now, the year has gone by, and the pandemic is still looming around the world. We have eventually evolved from being tremendously afraid of the unknown to now learning how to live with the uncertainties. This is the new normal as we all experience today.
On the surface of everything, it may seem like things are slowly returning to normalcy, but the ground reality is extremely different. In India, cases are still more and more increasing. Currently at more than 9.91 million confirmed cases, India now is one of the worst affected countries in the world. It is now more critical than ever to take obligatory precautions to make we are in the best of both health and wealth.
The coronavirus has not only brought to life a highly contagious virus but, also other aftermaths such as financial instability and a global economic slowdown. This obviously means you have to protect yourself from the virus and other illnesses as well as guarantee you are financially secure.
Hence, getting a corona insurance policy for COVID-19 is almost as essential as it is for you to sanitize your hands! A coronavirus health insurance will let you manage your healthcare expenses and make sure you won’t have to face any financial emergencies.
If you are looking for a comprehensive Corona insurance policy, then SBI Life’ s Corona Rakshak Policy is the best choice for you.
Corona Rakshak Policy
Uncertain times call for a policy that takes your all-round care. And with Corona Rakshak Policy, you can achieve the full protection.
This plan has:
- Simplicity – You can easily enrol and effortlessly payout the amount
- Security - Lumpsum payout available
- Flexibility - Select any policy term from 3.5 months (105 days), 6.5 months (195 days) or 9.5 months (285 days).
- Affordability – Policy with a reasonable premium
You can use the corona insurance calculator to analyse your strategy against corona.
Features:
- 100% lumpsum pay-out benefit of the Sum Insured amount.
- No medical examination needed for issuance.
- Pick any policy term from 3.5 months (105 days), 6.5 months (195 days) or 9.5 months (285 days).
- Pay a Minimum Premium of Rs 156.50 and upto Maximum Premium of Rs 2,230.
Hospitalisation benefit:
Benefits are payable on positive diagnosis of COVID and after hospitalization for a minimum and continuous period of 72 hours. The positive finding of COVID should be from a government authorized diagnostic centre. A lump sum benefit equal to 100% of Sum Insured amount will be payable and the policy will terminate thereafter.
Who can buy this corona insurance policy?
An individual with a minimum age of 18 years and a maximum age of 65 years can avail the policy benefits. The maturity age of the policy is 66 years. If you are 18 years old, your minimum sum insured will be 50,000 rupees (Premium – Rs. 156.50/-). And if you are 65 years old, then your sum insured will be 2,50,000 rupees (Premium – Rs. 2230/-).
COVID-19 has taken many lives because some of them were ill-prepared and some did not take COVID-19 seriously. To make sure that you are fully prepared, make sure you are armed with all the possible facilities, starting with a corona insurance policy. Calculate your finances and benefits using the corona insurance premium calculator to get a detailed analysis.